439 Millennium - Seventeenth Edition FINANCE AND INSURANCE OWNER ATM Financial Services Midland, GA Millennium Magazine Featured Listee Considered a valued resource in personal finance and small business management, Herman B. Williams has served as the owner of ATM Financial Services since 2012. Long intrigued with the many facets of financial literacy, he works to educate his clients on the best practices in managing wealth. Having previously operated as a plant manager for Southern Company, he obtained a degree in business at the University of South Alabama in 2010. He also completed the Executive Program in Financial Planning through the Terry College of Business at the University of Georgia in 2015. Mr. Williams is also a Certified Financial Education Instructor (CFEI). Resolving to parlay his passion for financial education toward a career in teaching others, Mr. Williams initiated a nine-week financial literacy program for high school students via the Kiwanis Club, a feat which he is particularly proud of. Equally proud to have positively impacted the lives of many others, Mr. Williams credits his success to his unwavering personal determination to serve on behalf of others. Looking toward the future, he aspires to continue educating youths in financial literacy and extending his reach to more veterans and women. HERMAN B. WILLIAMS INVESTOR, ADVISOR, PROFESSOR North Caldwell, NJ Hailing from over three decades of service in the field of finance, Peter J. Zangari has earned acclaim as an investor and educator. To wit, he focuses many of his efforts on researching opportunities for investing in companies hailing from the technology, data and artificial intelligence sectors. Similarly active in academia, he also serves as an adjunct professor at Drew University, where he teaches courses on finance, investing and artificial intelligence. Previously, Dr. Zangari operated in a multitude of prominent roles at MSCI Inc., a New York-based financial planner, and at Goldman Sachs and JPMorgan Chase & Co, beginning in 1994. Before venturing onto his vocational path, Dr. Zangari studied economics at Fordham University, where he attained a Bachelor of Arts, summa cum laude, in 1989. He subsequently attended Rutgers, the State University of New Jersey, earning a master’s degree and a PhD in economics in 1994. Looking toward the future, he aspires to acquire a leadership position related to artificial intelligence, whether it is in the technology industry or health care sector. PETER J. ZANGARI
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